Blog - Nudging Financial Behaviour

Proctrastination is the enemy of success

Procrastination is the enemy of success

We know procrastination is the enemy of success. But while it looks like laziness, it's often just mental exhaustion at play. Learn how to overcome procrastination.

How to improve self control

How to improve self-control

Self-control is an essential life skill. It's what separates humans from the rest of the animal kingdom. Learn how to improve self-control to achieve your long-term goals.

The endowment effect and IKEA effect

What’s mine is more valuable

In this post, you'll learn why you place extra value on things you already own. The endowment effect has implications for our investment portfolio, bonuses and consumer behaviour.

Sunk cost and the concorde effect

When the past influences the future

The Concorde effect is a famous example of sunk cost investment. Too often we invest time, money and energy into something we should've just abandoned.

Examples of regret avoidance

Regret | It’s not a nice feeling

Regret influences the decisions we make and pushes us to conform to social norms. Examples of regret avoidance show us how this makes complete sense yet no sense at all.

Default options and status quo bias

The danger of the default

Default options nudge us to make better decisions. The option of opting out also respects freedom of choice. This post unpacks this notion of libertarian paternalism and the perils of status quo bias.

Anchoring effect examples

Anchors pulling you down?

Anchoring bias is a straightforward behavioural bias that causes us to focus on a certain initial value and then make decisions with reference to it. This post looks at some examples of this anchoring effect.

Loss aversion vs risk aversion - risk aversion in decision making

Loss Aversion vs Risk Aversion

Loss aversion vs risk aversion - do you know the difference? This post touches on prospect theory, the disposition effect and impression management.

framing effect examples - framing effect psychology example

Size does matter… when it comes to framing

This post uses framing effect examples to show how framing bias influences the way we interpret information and make decisions.

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Inflation and compound interest

Financial literacy

Don't be financially illiterate. Allow us to take your through some quick explanations and examples on inflation and compound interest.

Behavioural finance podcast

Welcome to the podcast

Welcome to our new podcast where we'll help you identify your behavioural biases and give you tools to limit poor decision making.

Mental accounting bias behavioral finance

Mental Accounting

Money is money! Or is it? Mental accounting says we place different values on different money which leads to irrational decision making.

What are my options at retirement

Retirement options

Let's recap some of the key points to ensure you understand all your retirement options and make the best decisions with your money.

Blending living and fixed annuity

Blended annuity

A blended annuity is a combination of a living annuity and a guaranteed annuity. The idea is to determine what your essential expenses are.

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I am passionate about helping people understand their behaviour with money and gently nudging them to spend less and save more. I have several academic journal publications on investor behaviour, financial literacy and personal finance, and perfectly understand the biases that influence how we manage our money. This blog is where I break down those ideas and share my thinking. I’ll try to cover relevant topics that my readers bring to my attention. Please read, share, and comment. That’s how we spread knowledge and help both ourselves and others to become in control of our financial situations.